The Mortgage Nerd Group powered by NRD Lending, LLC · NMLS #2829543 · Your privacy rights explained
This is NRD Lending, LLC's privacy notice for customers and visitors to our website. When we use the words "We", "our", and "us," we mean NRD Lending, LLC. "You" and "your" mean the types of customers described below.
We take our clients' financial privacy very seriously. During the course of processing your application, we accumulate nonpublic personal financial information from you and from other sources about your income, assets, and credit history in order to make an informed decision about granting you credit.
We collect nonpublic personal information about you from the following sources:
We also collect certain information automatically when you visit our website, including IP address, browser type, pages visited, and referring URLs, through standard web analytics tools (such as cookies and similar technologies). This information is used to improve our website and understand how visitors interact with our content. You may disable cookies through your browser settings, though some site features may not function as intended.
We may share your nonpublic personal information with the following types of third parties:
NRD Lending, LLC does not engage in joint marketing arrangements with nonaffiliated financial companies. We do not sell your personal information to third parties.
We may also disclose your nonpublic personal information as permitted or required by applicable law, such as in response to a lawful subpoena, to prevent fraud, or to satisfy regulatory requirements.
We restrict access to your nonpublic personal information to those employees and service providers who need it to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with applicable federal standards to protect your personal information from unauthorized access, use, or disclosure.
If you provide your mobile phone number and consent to receive text messages, we may contact you via SMS regarding your loan inquiry or application status. Message and data rates may apply. You may opt out of SMS communications at any time by replying STOP to any text message from us, or by contacting us directly at HomeLoans@MtgNerdGroup.com or (972) 544-4480.
If you are no longer an active customer, we will continue to adhere to the privacy policies and practices described in this notice with respect to your nonpublic personal information.
Federal law gives you the right to limit certain sharing of your nonpublic personal information. Because NRD Lending, LLC does not currently share your information with affiliates or joint marketing partners beyond what is required to process your loan or required by law, there is currently no opt-out required. If our sharing practices change, we will provide you with an updated notice and opt-out opportunity.
You may contact us at any time with questions about how your information is used or to request that we limit communications:
Questions about your privacy rights? We're happy to help — reach out anytime.